DRMS

Integrate your loan system, bank and providers

Keep your core lending system as the source of origination and let DRMS manage recovery.

Updated 2026-10-20

Inbound API

  • Bearer API keys with fine-grained scopes, or short-lived tokens from POST /api/oauth/token (client credentials).
  • Sync borrowers and loans idempotently by your external reference; submit payments for review; read cases, activities and arrangements.
  • Reconciliation endpoints compare external balances or schedules and route differences for review โ€” the ledger is never overwritten.
  • OpenAPI 3 description at /api/v1/openapi.json; per-key request, error and latency stats.

Outbound webhooks

  • HTTPS-only destinations, private-network addresses refused, signed payloads.
  • Retries with increasing delay, then a dead-letter list you can inspect.

Questions

Is there a sandbox?

Yes. Platform administrators can create clearly marked sandbox organisations with synthetic data that never send real messages or take real payments.

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